Emma Jackson, 25, a freelance PR and journalist is one of the less-cash generation, although she still uses the folding stuff for small transactions, and when she needs to set a budget:
Students planning their finances for the next academic year are being urged to get their funding application to the Student Awards Agency for Scotland (SAAS) this month to avoid last year's saga of late payments.
The number of over-65s still in work has reached one million, according to research published this week, and many working retirees defer taking their state pension until they need it.
People signing debt relief agreements may have to repay more to creditors, and spend less on "essentials" such as satellite TV, under reforms intended to crack down on abuse of the bankruptcy system.
Glasgow Credit Union this week unveiled a "second-stepper" mortgage fixed for three years at 95% loan-to-value, with a rate of 5.25% equating to an overall cost of 5.3%.
A LITTLE more than three years ago, the London Stock Exchange launched the Order Book for Retail Bonds (ORB) – a trading exchange to enable private individuals to invest directly in the bond markets.
With the Financial Conduct Authority's long-awaited announcement on how investment platforms will be paid for, and whether rebates can be paid to consumers, a line has finally been drawn.
As the elderly population in Scotland continues to swell, questions are being asked about how a Yes vote on independence might shake up the pension prospects of more than a million retirees in the future.
Stock markets have been soaring, and even after two days in reverse the FTSE-100 is still up by one-third over 12 months, and close to its highs of late 1999.
Douglas and Janet Beard, from Cambuslang near Glasgow hope the performance of the stock market will benefit their stocks and shares Isa with Skipton Financial Services, part of the building society.
Recently reviewing our UK Equity fund we realised that in the past decade all but two of the companies within it had faced either a major challenge to their business or issued a profit warning leading to a significant decline in the share price.