• Text size      
  • Send this article to a friend
  • Print this article

Acting on impulse ends up saving time as well as money

Julie Dempsey from Dunfermline admits she is "not a great saver at the best of times," so was determined to give Nationwide's Impulse Saver mobile app a chance.

"If I ever have money left over I am prone to spending it.

"I budget to buy a certain amount of diesel every week, because I travel about 100 miles, and if I have budgeted £80 but only spend £70 or £75 as soon as I have paid the diesel I 'impulse saver' the £5 or £10 left over, and I do the same with my weekly shop."

She says although savings rates are historically low, the Nationwide accounts stand up well to the rest of the market.

The financial services worker also uses her app to pay bills as a time-saver.

"Once it is set up you click on a button, though you still have to go through security.

"If I get a break at work I will do it there and then, get it out of the way. When I get home there's other things to do."

Contextual targeting label: 

Commenting & Moderation

We moderate all comments on HeraldScotland on either a pre-moderated or post-moderated basis.
If you're a relatively new user then your comments will be reviewed before publication and if we know you well and trust you then your comments will be subject to moderation only if other users or the moderators believe you've broken the rules

Moderation is undertaken full-time 9am-6pm on weekdays, and on a part-time basis outwith those hours. Please be patient if your posts are not approved instantly.