Personal Finance Archive

Recently reviewing our UK Equity fund we realised that in the past decade all but two of the companies within it had faced either a major challenge to their business or issued a profit warning leading to a significant decline in the share price.

The collapse of the sale of 630 Lloyds TSB branches, 180 of them in Scotland, to the Co-operative Bank has underlined just how difficult it is to follow the campaign advice and move your money from the big banks – even if you want to.

AS energy price hikes continue to bite, Scottish households could save hundreds of pounds a year by switching to fixed energy tariffs.

The pensions industry says the Government is jeopardising automatic enrolment into workplace pensions by stepping in to ban unregulated charging by advisers.

Savers are being pummelled by falling interest rates and the renewal of the Government's funding for lending scheme for banks is sure to keep rates depressed.

Ian Millar, a retired trade union official from Dumfriesshire, has not so far been the victim of a fraud.

The new Financial Conduct Authority has warned the industry that do-it-yourself investors could still have a claim for product mis-selling.

Gold, the traditional "safe haven" investment and the currency of pawnbroking, saw its biggest one-day price crash in 30 years last week.

Homeowners are being urged to become proactive to save money on their home insurance.

New rules came into force this month to help the seven million people with fee-paying current accounts get better value, but for many these products will still not be worth having.

MARTIN Wheatley, chief executive of the newly formed Financial Conduct Authority, has pledged to bring a more human face to regulation to encourage better decision-making by consumers.

Royal Bank of Scotland shareholders and employees who were encouraged by the bank to buy new shares five years ago only to see their value destroyed will lose their right to claim against the bank in 12 months’ time.

It has taken time for the low interest rates to spark the stock market into life.

Going abroad has suddenly got more expensive this Easter as the pound has plummeted against many currencies.