School leavers heading off to college or university have good reason to be excited about the future, but they also face new financial responsibilities, and it takes discipline - starting with a careful choice of bank account - to stop debt spiralling out of control.
As the timeshare industry responds to the crisis of thousands of ageing owners trapped in apparently everlasting contracts, dozens of Scottish owners are embroiled in a bitter legal battle with a resort just over the Border.
SCOTTISH timeshare group Macdonald Resorts, which is offering its 23,000 owners the industry's first contract exit plan, says it cannot write off the unpaid fees of a Glasgow man who unwillingly inherited four timeshare weeks in Spain when his mother died aged 89.
Aberdeen TV designer Sinclair Brebner has been told he may face a £50,000 bill for staying in a court action almost certain to result in eviction from his flat - so it can be returned to the estate of the man who sold it to him 12 years ago for £136,000.
A COMPANY involved in the sale to private investors of overpriced carbon credits and diamonds is to be reported to the Insolvency Service for posing as a reputable UK business whilst operating offshore from the Marshall Islands, The Herald has discovered.
WILLIAM Faith has been doing his own investing since the early days of privatisation and holds a range of investment trusts including Standard Life UK Smaller Companies, Aberdeen Asian Smaller Companies and Qatar investment fund.
THE rules on how individuals can distribute their personal Isa allowance were relaxed at the start of this month, meaning you can put as much as £15,000 each year in stocks and shares, ring-fenced from any tax liabilities, for the first time.