So one in seven people is kept awake a night worrying about money.

What is perhaps most surprising about this figure from the debt charity StepChange, is that it is not higher.

Issues that are beyond an individual's control are highly prone to turn into mental gremlins that prevent sleep. Over the last fortnight, many hours of rest have been lost by voters on both sides of the referendum debate, worrying about the outcome.

That is now over, but money worries are a persistent cause of sleepless nights. It is no wonder that millions of people are still enduring sleepless nights over their finances, in spite of the improving economic outlook, given the mismatch between wage rises and inflation, the preponderance of low-paid and part-time jobs, and the erosion of the value of savings.

To those lying in the dark, staring at the ceiling, sleep experts advocate getting up, moving into another room and reading a book to help break the cycle of anxiety, but a longer term solution for those with problems relating to debt or trouble paying the bills, is to reach out for help. A problem shared is a problem halved and the world looks a lot less scary in daylight, with a plan.