Even when times are hard, it is natural for the beginning of a new year to give rise to a sense of optimism.
Even when times are hard, it is natural for the beginning of a new year to give rise to a sense of optimism.
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That makes the forecast of around 400 Scots a week facing personal bankruptcy all the more painful to contemplate. This estimate from accountants PKF is a further gloomy indicator that economic recovery will remain elusive in 2013. For those struggling to balance their personal budgets in the face of redundancy or an unsustainable sole trader business, this is the worst news. For thousands desperate for work the only hope on the horizon is economic growth sufficient to give employers the confidence to begin taking on more staff.
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We all must live within our means
Even when times are hard, it is natural for the beginning of a new year to give rise to a sense of optimism.
That makes the forecast of around 400 Scots a week facing personal bankruptcy all the more painful to contemplate. This estimate from accountants PKF is a further gloomy indicator that economic recovery will remain elusive in 2013. For those struggling to balance their personal budgets in the face of redundancy or an unsustainable sole trader business, this is the worst news. For thousands desperate for work the only hope on the horizon is economic growth sufficient to give employers the confidence to begin taking on more staff.
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We moderate all comments on HeraldScotland on either a pre-moderated or post-moderated basis. If you're a relatively new user then your comments will be reviewed before publication and if we know you well then your comments will be subject to moderation only if other users or the moderators believe you've broken the rules, which are available here.
Moderation is undertaken full-time 9am-6pm on weekdays, and on a part-time basis outwith those hours. Please be patient if your posts are not approved instantly.
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