I read with interest Shelia Begbie's letter on annuity problems and as a fellow sufferer I can sympathise (Letters, February 5).
May I have the temerity to suggest she direct her ire at a certain former Prime Minister and Chancellor (Gordon Brown, MP for Kirkcaldy and Cowdenbeath) who, assisted by Ed Balls and Geoffrey Robinson, his Paymaster General, raided pension fund tax credits to the tune of over £100 billion after 1997.
By reducing pension fund income this cuts the funds available to pay out in pensions.
We moderate all comments on HeraldScotland on either a pre-moderated or post-moderated basis. If you're a relatively new user then your comments will be reviewed before publication and if we know you well and trust you then your comments will be subject to moderation only if other users or the moderators believe you've broken the rules
Moderation is undertaken full-time 9am-6pm on weekdays, and on a part-time basis outwith those hours. Please be patient if your posts are not approved instantly.