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Do you really need payment protection insurance?

The rip-off sale of payment protection insurance, highlighted regularly by The Herald, is back in the spotlight after this week's decision by the Office of Fair Trading to refer the sale of PPI to the Competition Commission.

The rip-off sale of payment protection insurance, highlighted regularly by The Herald, is back in the spotlight after this week's decision by the Office of Fair Trading to refer the sale of PPI to the Competition Commission.