Banks seeking to rebuild consumer trust could do worse than looking to the next generation.
But many of the savings accounts for children and young people on offer in the high street show that banks don't treat them any better than they treat adults.
The terms and conditions of a children's account can be even trickier than those of adult versions. There might be restrictions on withdrawals, or a bonus that pushes up the interest rate, but only for a limited period. And try not to get too distracted by the various freebies.
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