If you pay off your credit card bill in full each month, it may be worth considering a switch to a cashback or reward card.
Heavy spenders who put £2000 of purchases on their cards every month can gain up to £375 a year.
The number of people owning these cards has risen sharply over the past year, according to annual consumer research by American Express. It found the proportion of Brits with rewards cards has jumped by nearly one-third from 37% to 48%. This probably reflects their greater availability, as well as shoppers becoming cannier.
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