IT'S hard to believe, but there was a time when you could pop along to your local Northern Rock, sign up for a Together mortgage and secure a whopping 125% of the value of your home.
That deal now belongs to a kind of fantasy world: one for which, almost in spite of ourselves, we can't help pining. Today, all the talk is of "Generation Rent", the under-40s who find themselves excluded even from the very first rung of the property ladder. Two in five young Scots believe they will never own their own home, according to a survey published last week.
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