I WOULD suggest that the vast majority of people would bite your hand off for what, according to a survey, is a "comfortable" pension of £24,364 per year ("Pension pots are falling short", The Herald, October 20).

I was fortunate to retire early on what I consider a decent teacher's pension which is still nowhere near this amount.

Perhaps the 8,000 people sampled were bankers, or merely delusional.

Roy Gardiner,

12 Wellpark Grove,

Kilmarnock.