HOUSEHOLDERS in and around Ayr make more insurance claims for housebreakings per capita than anywhere else in Scotland - driving up their premiums.

MoneySuperMarket found the KA6 postcode - which covers parts of south and east Ayrshire - was the most at risk in Scotland, just ahead of parts of Edinburgh and Glasgow, with 17 claims per 1000 people.

However, six out of the top 10 at-risk postcodes were G for Glasgow, the company found.

Loading article content

The analysis reflects insurance risk rather than actual housebreakings.

The company said householders Fliving in higher risk postcodes in Scotland will pay 4.6% more for home insurance than the national average, an extra £6.50 per policy annually.

Its home insurance expert Kevin Pratt said: "There are clearly claim hotspots around the country with a higher proportion of insurance claims for burglary than others; however this doesn't actually mean the area is a less pleasant place to live."