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Scots now face 11-year battle to buy first home

First-time buyers in Scotland face an 11-year struggle to break into the property market, with many more frozen out by low wages and high house prices, according to new research.

On average, Scots trying to get on to the property ladder will have to find a £21,000 deposit for their starter home, according to the Halifax. It means at least a decade of scrimping and saving to get a foot on the ladder.