Although there were 5767 personal insolvencies during the three months to the end of September, that compares to a rise of 11% to 6294 in the previous quarter.
It is also a drop of 4% on the same period for the previous year.
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Signs of recovery as number of bankrupt Scots falls by 8%
The number of Scots declared bankrupt dropped by 8% in the second quarter of the year in a sharp reversal of the previous trend.
