The Stirling Citizens Advice Bureau (CAB) is the first in Scotland to produce such information - saying it had seen a rising number of people coming to them for help in this situation.
But Citizens Advice Scotland said other CAB across the country may follow suit, as people all over Scotland are struggling.
As the new guide was launched, Holyrood housing and welfare minister Margaret Burgess claimed welfare reforms had left rising numbers of people in crisis.
Ms Burgess praised the "excellent work of frontline advice and support organisations in helping individuals and families suffering the consequences of the UK Government's cuts and changes to the welfare system".
She added: "The rising number of people in crisis because of these reforms is utterly deplorable. That is why I am pleased to take part in the launch of Stirling CAB's survival guide for people in extreme poverty."
Citizens Advice Scotland chief executive officer Margaret Lynch said: "The CAB sees people every day who haven't eaten, can't afford to feed or heat themselves and are at risk of homelessness."
Craig Anderson, manager of Stirling District CAB, said: "The increase in the number of people coming to CAB with emergency situations - no money, no food, no power has become a major problem in recent times and is rising sharply."
A spokeswoman for the Department for Work and Pensions said: "The Government is committed to fairness and supporting people who want to work hard and get on."