Council leaders have warned services will have to be cut as they reluctantly agreed to a funding deal from the Scottish Government.

Johanna Boyd, Labour leader of Stirling Council, said she had agreed to financial settlement "under duress", adding it would have a "significantly negative impact" on the local community.

South Ayrshire leader Bill McIntosh also criticised the SNP administration, saying: "Councils have been placed in an impossible position by the Scottish Government and it's only because the alternative would make our financial position even more untenable that we have accepted this settlement."

Scotland's 32 local authorities have until the end of February 9 to sign up to the funding deal offered by Deputy First Minister John Swinney.

Cosla, which represents many of Scotland's 32 councils, has urged leaders to reject the settlement offer.

It says the deal - which includes a commitment to maintaining the council-tax freeze for 2016/17, integrating health and social care services and maintaining the pupil/teacher ratio in schools - represents a £350 million funding cut which will hit local services.

Some councils have considered breaking the council-tax freeze but would face the prospect of financial sanctions as a result.

A Scottish Government spokeswoman said it had already received a number of responses from authorities "all of which indicate acceptance of the deal on offer".

She added: "The Scottish Government has been committed to ensuring a positive, collaborative relationship with Cosla and has engaged in open discussions on what is a challenging but fair settlement for local government in Scotland.

"We recognise the pressures on budgets across the whole of the public sector and in households throughout Scotland, which is why it is important to maintain the council-tax freeze while we consider ways to replace it - as well as reimbursing local authorities to ensure they can continue to provide essential services."

Labour leader Kezia Dugdale accused the Government of forcing councils to "sign up to hundreds of millions of pounds of cuts or face sanctions of hundreds of millions more".

She added: "Those cuts will be devastating to schools and children services across Scotland. Rather than delivering Nicola Sturgeon's promises on childcare, her budget will slash investment in our children's future."

Liberal Democrat leader Willie Rennie said: "John Swinney's triple-lock of multi-million pound fines is forcing to councils to make enormous cuts to vital services.

"Half of what councils do is education, so schools will be hammered by these cuts."

Ms Boyd told the Deputy First Minister the cuts her council is having to make have "in effect doubled" as a result of the funding deal.

She added: "The unfortunate reality is that Stirling Council has no choice but to accept the unacceptable or face draconian sanctions in losing our share of £408 million.

"It is with a heavy heart and under duress from your government that I am forced to accept Scottish Government's funding settlement for Stirling."

Mr McIntosh said South Ayrshire Council would now "have to take the kind of decisions we have purposely worked hard to avoid until now - stopping services, reducing services, or delivering services in a very different way".