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THE VOICE OF PROPERTY - Beverley Brown

First Direct has just launched a 90% loan-to-value, five-year fixed-rate mortgage at a very competitive 4.9%.

Better still, there are no arrangement fees and incentives for remortgagers include a free valuation and free legal fees. While there is currently a choice of 491 fixed-rate mortgage products with a five-year fixed term, independent financial analyst Moneyfacts puts First Direct in top position and has given it a coveted five-star rating.