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Standard Life attempts to point out the positives

Standard Life�s 25-year mortgage endowment has returned 3.2% in the past year, and a policy maturing this month is now worth £34,701, well below the industry average and one-third of the pay-out in 2000.

Standard Life's 25-year mortgage endowment has returned 3.2% in the past year, and a policy maturing this month is now worth £34,701, well below the industry average and one-third of the pay-out in 2000.