Scholars sometimes write about terminus a quo and terminus ad quem, by which they mean dates after which and before which respectively something must have happened, or simply the beginning and end of a period under discussion.
AN independent Scotland would need its own guarantee system to protect people's savings in the event of another banking collapse, the chief executive of the UK-wide protection scheme said yesterday.
On the question of the EU, there are divisions between Scotland and England which are widening by the day (So what happened to the European dream?, Essay of the week, May 19).
The International Monetary Fund (IMF) mission visit to London confirmed what many other economic observers have said for some time: the UK Government's austerity policies have gone too far.