DAVID Cameron promised people "security" and "personal responsibility" in their retirement as the UK Government unveiled its latest pension reforms.
Pensioners have been urged to back independence to secure a brighter future for their grandchildren by the SNP's deputy leader.
Carol MacDonald from Troon is a retired saver who has been troubled by the uncertainties surrounding the referendum.
Almost three-quarters of Scots over the age of 60 are concerned about the fate of their pensions in an independent Scotland, according to a poll.
TENS of thousands of older Scots who have saved for their retirement have lost out under a UK Government pensions cut, figures show.