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Who needs money anyway?

With recession looming, earning cash is a growing problem for many people, but as Rebecca McQuillan discovers, there are other ways of buying goods and services.

Stewart Noble remembers September 16, 1992, vividly. It was the day he converted, though his calling was not religious. "I gave up the nine-to-five after Black Wednesday, when I had a complete shift in values," says the former estate agent from Forres.