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The best ways to make your money grow in the new year

The biggest financial regret for more than half (52%) of UK adults last year was "not saving enough", according to a recent survey by first direct bank.

Many people may be planning to save more this year but they are likely to face a quandary. Interest on most savings accounts is so low that inflation will eat away at the value of their deposits, making this option relatively unattractive, but the outlook for shares and other assets is also uncertain.