WHILE no-one will argue with the plea in your editorial ("Money advice must earn its keep for pensioners", The Herald, July 22) in relation to George Osborne's announcement of free and impartial advice on personal pensions, the bottom line is that it is unlikely to succeed.
AS a business group we noticed with interest that the proposed high-speed rail link will, according to the UK Government, give a £3 billion economic boost to Scotland by bringing it closer to England's main cities ("Minister promises Scotland £3bn boost from high-speed rail", The Herald, July 25).
YOUR report on criminals in the London area being given police cautions (Thousands of criminals cautioned", The Herald, July 22) presents a somewhat negative view of an important part of the justice process which, if properly implemented, makes a good deal of sense.
IT is increasingly difficult to see incidents like the Israeli bombing of the United Nations school in Gaza and the massive destruction of homes and families in this very small congested territory as just collateral damage ("Israeli forces accused of shelling school", The Herald, July 24).
AS a pensioner living at home I was interested to read Brian Donnelly's article on alcohol and the elderly ("Daily drink for pensioners at home brings health warning", The Herald, July 25).
DAVID Pendrill, watching the Commonwealth Games opening ceremony, was overwhelmingly sad that so many Scots wish independence (Letters, July 25).
HONESTY is getting difficult to spot in our referendum discussions.
Charles Kennedy ("Why our destiny must lie in the direction of the F-word", The Herald, July 24) reminds me of some football matches in which a team, which has provided no more than some nice touches for 89 minutes, scores a goal from nowhere in the very last minute.
I TAKE great issue with your headline on the report of two new wind farms being approved by the Government ("£28m lift as two new wind farms approved", The Herald, July 24).
AS a former registered nurse with the NHS, now operating as an independent health coach, I fully agree with David Moore (Letters, July 23) in respect of his point about the NHS having a finite role and capacity in promoting positive health.
I FELT that the assumptions made in the report on higher education figures ("Degree of success for Africans as white Scots least educated", The Herald, July 24) required a different view for the sake of completeness.
THE idea (Letters, July 23) that the state could save money, which would go into the NHS funds, by cutting down on free bus travel for old people (and in some areas for young ones too) and by doing away with free school meals for all, is irrational.
AT the start of the Commonwealth Games it may be appropriate to ponder on the huge influx of commentators and presenters from the BBC south of the Border.
WHEN there is a conspicuous lack of facts to discuss and consider, journalists have to think of something else to write about.
THIS is a "constitutional outrage", claimed an angry peer at David Cameron's decision to downgrade Baroness Stowell as Leader of the House of Lords to a part-time member of the Cabinet ("Lords Leader turns down £36,000 to raise pay to full Cabinet salary", The Herald , July 23).
IN this relative 12-day period of referendum ceasefire the reality of many Scots' employment prospects continues to be under pressure.