The amount people are saving every month towards their retirement has more than doubled in the last seven years, according to a survey.
Some 55% of people in Scotland are saving adequately in preparation for retiring, the report from Scottish Widows found.
It revealed that Scots are now putting away £119 every month compared to £51 in 2007, an increase of 133%.
There was also a rise in the amount people have in savings and investments, increasing from £25,369 per person in 2013 to £36,243 this year, £2,565 more than the UK average of £33,678.
But experts said there are still people at risk of "slipping through the net" who are not saving for later life.
The Scottish Widows Retirement Report is the 10th annual survey of its kind based on research of over 5,000 people.
Nationwide, it found that auto-enrolment, where workers are automatically signed up to a workplace pension scheme, is playing an important role in increasing the number of people preparing adequately for retirement, with the average proportion of earnings put aside in companies with 250 staff or more across the whole of the UK increasing from 9.7% to 11.6%.
The number of people in Scotland who cite affordability as a reason why they do not plan to save any more over the next 12 months also continued to fall, from 66% in 2012 to 65% in 2013 and 61% this year.
But one in three of those asked said they have no idea of the extent to which their pensions, savings and investments will meet their retirement income needs, while 36% did not believe they will be better prepared for their retirement than their parents were.
Why are you making commenting on The Herald only available to subscribers?
It should have been a safe space for informed debate, somewhere for readers to discuss issues around the biggest stories of the day, but all too often the below the line comments on most websites have become bogged down by off-topic discussions and abuse.
heraldscotland.com is tackling this problem by allowing only subscribers to comment.
We are doing this to improve the experience for our loyal readers and we believe it will reduce the ability of trolls and troublemakers, who occasionally find their way onto our site, to abuse our journalists and readers. We also hope it will help the comments section fulfil its promise as a part of Scotland's conversation with itself.
We are lucky at The Herald. We are read by an informed, educated readership who can add their knowledge and insights to our stories.
That is invaluable.
We are making the subscriber-only change to support our valued readers, who tell us they don't want the site cluttered up with irrelevant comments, untruths and abuse.
In the past, the journalist’s job was to collect and distribute information to the audience. Technology means that readers can shape a discussion. We look forward to hearing from you on heraldscotland.com
Comments & Moderation
Readers’ comments: You are personally liable for the content of any comments you upload to this website, so please act responsibly. We do not pre-moderate or monitor readers’ comments appearing on our websites, but we do post-moderate in response to complaints we receive or otherwise when a potential problem comes to our attention. You can make a complaint by using the ‘report this post’ link . We may then apply our discretion under the user terms to amend or delete comments.
Post moderation is undertaken full-time 9am-6pm on weekdays, and on a part-time basis outwith those hours.
Read the rules hereComments are closed on this article