Charline Joiner suffered three fractures to her spine when she came off her bike in a collision with another bicycle on day two of a Team Scotland training camp in Spain.
The 25-year-old is a Commonwealth Games team sprint silver medalist from Delhi 2010 but has now switched to endurance cycling.
After the crash she was taken to hospital in Girona, where a CT scan the next day revealed the fractures in her spine which came as a shock.
Describing the moments after the accident, she told Capital FM: "The pain was like an electric shock going through my body. I did not think for one minute that I would have broken my back, I was wriggling my toes, moving my arms, my head, everything was fine, It was just really painful to move. If I even moved my leg a millimetre it was excruciating pain.
"I just didn't know what was wrong so finding out what was wrong was good, but that whole night before I was thinking of my options, am I going to be able to cycle again, and I was thinking towards the Paralympics and things like that, things going through your head.
"As the weeks went on I was thinking I'm actually really lucky because if I had landed a bit to the left or the right it could have been a lot worse."
Joiner, from Dunfermline in Fife, spent the next few days in hospital where she underwent physiotherapy, helped by the Team Scotland physiotherapist, and was able to fly home with Team Scotland at the end of the 10-day camp.
Her family met her at the airport and she managed to walk through the doors to meet them.
Though still in pain, she has been back on a stationary bike and is focusing on regaining her fitness with a view to competing in the Glasgow 2014 Commonwealth Games.
She told the radio station: "If I can't go because my injury is holding me back then I know it's not possible and it wasn't meant to be, but I'm going to do everything in my power to get back and better than the fitness that I was at when I crashed - and I think it's possible.
"I think anything is possible if you believe it, especially in sport it's all about self belief, confidence. If you think you can make it then you will and right now I'm on an upward spiral so I'm going to be there, that's what I'm saying.
"I've dreamt about it for the last four years since the last Games. I've already made a massive change going from sprint track cycling to endurance cycling in that period of time and I am so determined that I have to be there."
The 25-year-old is still in pain but is prepared to endure that during training.
She told Capital FM: "I managed to get on a real bike, a turbo static bike. I had a few tears of joy when I was sitting on my bike in my cycling shoes again.
"It's amazing that I'm back on the bike so soon after breaking the lower part of my back. It is so painful still but it's just a bit of pain. Nothing will compare to that first week where to move a centimetre was painful."