Personal Finance

The US Treasury Building in Washington, DC

The divergence in central bank rate cutting plans
AT the beginning of 2024, markets were expecting all major central banks to deliver a similar number of rate cuts. This expectation was understandable, given inflation finally appeared to be weakening. Fast-forward to the present and the outlook has significantly changed.

Consultancy owner Angela Prentner-Smith believes there are formidable barriers for new businesses

Consultancy owner Angela Prentner-Smith believes there are formidable barriers for new businesses

Business HQ Monthly

Retirement bombshell warning as surviving here and now takes top priority

City stunned as bank chief quits unexpectedly

Food insecurity fears for those unable to work - ‘Sick note’ rhetoric does not match reality

Food insecurity fears for those unable to work - ‘Sick note’ rhetoric does not match reality

Citizens Advice Scotland

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Charity warns Rishi Sunak's 'sick note' rhetoric doesn't match reality

Lee Halpin : Don't get caught out by the dawn of a new tax year

Lee Halpin : Don't get caught out by the dawn of a new tax year

Lee Halpin : Don't get caught out by the dawn of a new tax year

Katie Murray, left, and Paul Thwaite

Katie Murray, left, and Paul Thwaite

1

City cheers Edinburgh bank as 'Tell Sid' campaign beckons

NatWest was formally called Royal Bank of Scotland at parent group level

NatWest was formally called Royal Bank of Scotland at parent group level

BUSINESS INSIGHT

Scott Wright: Bank chief hammers home case for share offer

NatWest owns Royal Bank of Scotland

NatWest owns Royal Bank of Scotland

3

Shares surge in Edinburgh bank giant as results beat expectations

Historic Scottish mutual eyes acquisitions after record sales

All-time-high savings revealed by Scottish building society

BUSINESS INSIGHT

1

Climate protestors target Edinburgh investment giant

Royal Bank of Scotland

Royal Bank of Scotland

BUSINESS INSIGHT

New cast takes centre stage as state-backed bank hosts Edinburgh AGM

Warren Buffett released his annual letter to Berkshire Hathaway shareholders

Warren Buffett released his annual letter to Berkshire Hathaway shareholders

Markets have very short memories regarding interest rates and nervous traders

'We're so sorry' - energy firm boss apologises for overcharging mistake

'We're so sorry' - energy firm boss apologises for overcharging mistake

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'We're so sorry' - energy firm boss apologises for overcharging mistake

The energy giant is paying out £1.5m

The energy giant is paying out £1.5m

Electricity and gas giant to pay £1.5m for overcharging hundreds of customers

The Bank of England may keep interest rates higher for longer

The Bank of England may keep interest rates higher for longer

1

'Pitiful': UK fails to inspire on the economy front

Vestas is a leading manufacturer of wind turbines

Vestas is a leading manufacturer of wind turbines

1

Maintaining the pressure on companies to decarbonise

Left to right: Craig Nicol, Victoria Ivinson and Sheryl Macaulay

Left to right: Craig Nicol, Victoria Ivinson and Sheryl Macaulay

1

Scots accountancy firm swallows up Kelso player

Duncan Stratford (left), managing director of CGWM UK; David Bremner, managing director of Intelligent Capital; and Graham Storrie, director of Adam & Company

Duncan Stratford (left), managing director of CGWM UK; David Bremner, managing director of Intelligent Capital; and Graham Storrie, director of Adam & Company

Former RBS wealth management brand returns to Glasgow following takeover deal

Left to right: Graeme Hartop, Sam Dunne, Mark Plummer, and Hannah Berridge

Left to right: Graeme Hartop, Sam Dunne, Mark Plummer, and Hannah Berridge

Edinburgh bank reports record customer numbers

Andrew Bailey, Governor of the Bank of England

Andrew Bailey, Governor of the Bank of England

If profits prove sustainable, UK stocks can probably rally for a while longer

New poll: Scotland ‘rudderless’, UK 'laughing stock'

New poll: Scotland ‘rudderless’, UK 'laughing stock'

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New poll: Scotland ‘rudderless’, UK 'laughing stock'

The impact of ex-chancellor Kwasi Kwarteng and former PM Liz Truss remains fresh in many people's minds

The impact of ex-chancellor Kwasi Kwarteng and former PM Liz Truss remains fresh in many people's minds

With politics it’s always prudent to expect the unexpected

Historic Glasgow accountancy firm hires new director of taxation

Andrew Bailey, Governor of the Bank of England

Andrew Bailey, Governor of the Bank of England

1

Ian McConnell: Did something big just happen on UK interest rates?

Tom Slater, manager of Scottish Mortgage

Tom Slater, manager of Scottish Mortgage

Activist targets £14 billion Scottish giant

Shares surge in pension giant amid record business for Standard Life

Cash is not always king

Cash is not always king

Why cash is the Jekyll and Hyde of the investing world

The Bank of England held rates

The Bank of England held rates

1

Ian McConnell: ‘Enough is enough’. Fears over interest rates mount

Waspi demonstration

Waspi demonstration

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SNP urge 'immediate' apology and compensation following WASPI report

'Wake up call' for SNP as figures show child poverty targets at risk of being missed

'Wake up call' for SNP as figures show child poverty targets at risk of being missed

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'National scandal': New figures show child poverty targets at risk of being missed

Bank of England Governor Andrew Bailey speaking at Loughborough University

Bank of England Governor Andrew Bailey speaking at Loughborough University

1

Interest rate cut hopes boosted as inflation rate falls faster than expected

1

Shares plunge in Scottish chief's investment firm

London Stock Exchange

London Stock Exchange

BUSINESS INSIGHT

Rocky patch for Gilbert in bid to build investment venture

Scottish giant launches £1 billion move

Bank of England

Bank of England

1

Rory Grant: Times of uncertainty can also bring opportunity

Jeremy Hunt and Rishi Sunak

Jeremy Hunt and Rishi Sunak

5

Ian McConnell: Saying something over and over will not make it true

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Ian McConnell: Scottish income tax row blows up

London Stock Exchange

London Stock Exchange

Graham Campbell: Look for investments that 'ride on the winds of change'

Debbie Crosbie served as group chief operating officer at Clydesdale and Yorkshire Banks between 2015 and 2019

Debbie Crosbie served as group chief operating officer at Clydesdale and Yorkshire Banks between 2015 and 2019

Business Insight

Nationwide Building Society

Glasgow's Debbie Crosbie returns to her Glasgow roots with Virgin Money deal

From left, panellists Emma Congreve, Derek Hanlan, Sara Thiam and Grant Johnston with host Brian Taylor, second right

From left, panellists Emma Congreve, Derek Hanlan, Sara Thiam and Grant Johnston with host Brian Taylor, second right

Lacklustre Budget gives Scottish business much to think about

Budget live blog: Ross 'on resignation watch' over Hunt's windfall tax plan

Budget live blog: Ross 'on resignation watch' over Hunt's windfall tax plan

Budget recap: Hunt extends windfall tax to pay for 2p NI cut

Scotland offers people struggling with debt two alternatives to bankruptcy. The first is a Debt Arrangement Scheme or DAS, the second is a Protected Trust Deed

Scotland offers people struggling with debt two alternatives to bankruptcy. The first is a Debt Arrangement Scheme or DAS, the second is a Protected Trust Deed

Take the sting out of debt - the little heard of solution only available in Scotland

It can be fun holidaying with friends

It can be fun holidaying with friends

Five golden rules for planning a holiday with friends to avoid fall-outs

The two cities have contrasting affordability

The two cities have contrasting affordability

Tale of two Scottish cities - affordable and expensive for first-time buyers

Tesla was among tech stocks that led the way in 2023

Tesla was among tech stocks that led the way in 2023

James Budden: Time for investors to hop on the growth train?

Jeremy Hunt will unveil Spring Budget next week

Jeremy Hunt will unveil Spring Budget next week

'Critical' Budget looms large for Scottish business

Sunak in energy row as Chancellor mulls extending windfall levy to pay for tax cuts

Sunak in energy row as Chancellor mulls extending windfall levy to pay for tax cuts

Tory conference

Sunak in energy row as Chancellor mulls extending windfall levy to pay for tax cuts

Prices are falling fastest in butter, milk, and toilet tissues

Prices are falling fastest in butter, milk, and toilet tissues

Cost of living crisis

Grocery inflation falls to two-year low as shoppers seek Valentine's savings

abrdn office on George Street, Edinburgh

abrdn office on George Street, Edinburgh

Edinburgh investment chief gets £800,000 bonus as 500 jobs cut

Campaigners said it was 'bitterly disappointing' that Scotland's child payment had not yet been raised from £25 to £30 per week

Campaigners said it was 'bitterly disappointing' that Scotland's child payment had not yet been raised from £25 to £30 per week

Personal Finance

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Households face 'huge gap' between average incomes and £166k cost of raising a child

Lord Willie Haughey believes Scotland can lead the world in clean energy

Lord Willie Haughey believes Scotland can lead the world in clean energy

Entrepreneurs wave the flag for green revolution

Will Jeremy Hunt pull a rabbit out the hat at the Budget?

Will Jeremy Hunt pull a rabbit out the hat at the Budget?

Kate Smith: Hunt's Spring Budget may have a few surprises in store

Labour plans to reintoduce a pensions cap

Labour plans to reintoduce a pensions cap

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Guy Stenhouse: We will all lose out thanks to Labour's pension bombshell