Money HQ 💷 How to mitigate your Inheritance Tax bill
Nobody likes talking about death, and many of us aren’t that keen about talking money either. So it’s not surprising that many of us put estate planning, and IHT strategy, on a back burner.
Money HQ 💷 What’s changing and what’s not – your new tax year checklist
Chancellor Jeremy Hunt cut employee National Insurance Contributions for the second time this year. But with tax thresholds frozen, many people find themselves slipping into a higher tax band – and paying more tax.
Money HQ 💷 How to give your whole family a financial head start this year
Nowadays, more of us are thinking about financial planning for the whole family. Money is moving up, down and across generations.
Money HQ 💷 Why do we find it hard to save for our future self?
Asking ourselves searching questions – how do I see my older self and what life am I leading? – is something that many of us struggle with. It has a direct impact on how we save, and our long-term financial planning.
Money HQ 💷 Using pensions and ISAs to reduce your tax bill
Many of us will face bigger tax bills this year. With the personal allowance frozen until 2027/28, plus the additional rate threshold dropping to £125,140, taxes will increase by £40 billion by 2028, according to the Institute for Fiscal Studies.
Money HQ 💷 Navigating the Spring Budget: Opportunities for tax efficiency and financial planning
This year's Spring Budget arrived a tad earlier than usual amidst a backdrop that's become all too familiar in recent years: rampant speculation and anticipation.
Money HQ 💷 Everything you need to know about tax in retirement
Once you retire, you pretty much stop paying into your pension and start drawing it. However, many people keep contributing, or keep their pension invested for most of their retirement.
Money HQ 💷 Understanding your emotions can make you a better investor
We look at the four most common emotional responses triggered by money – and how you can manage them.
Money HQ 💷 Can I pass on my pension when I die?
There is real value in financial planning that considers retirement and inheritance as part of the same financial plan.
Money HQ 💷 Investing to beat inflation for the long-term
Even though, at time of writing, the inflation rate, as measured by the Consumer Prices Index (CPI), has reduced significantly from 10.5% in December 2022 to 4% in December 2023, inflation remains a hot topic.
