Personal Finance
Royal Bank owner smashes City forecasts, sending shares soaring
![All eyes are on the Bank of England](/resources/images/128x89/1x/18352580.jpg)
![All eyes are on the Bank of England](/resources/images/180x180/1x/18352580.jpg)
![Paul Thwaite with finance boss Katie Murray](/resources/images/128x89/1x/18015914.jpg)
![Paul Thwaite with finance boss Katie Murray](/resources/images/180x180/1x/18015914.jpg)
BUSINESS INSIGHT
![The Tell Sid advertising campaign from the 1980s](/resources/images/128x89/1x/18347880.jpg)
![The Tell Sid advertising campaign from the 1980s](/resources/images/180x180/1x/18347880.jpg)
![Charlie Nunn, chief executive of Lloyds Banking Group, is looking to cut costs and boost revenue](/resources/images/128x89/1x/12336109.jpg)
![Charlie Nunn, chief executive of Lloyds Banking Group, is looking to cut costs and boost revenue](/resources/images/180x180/1x/12336109.jpg)
![Charlie Nunn is chief executive of Lloyds Banking Group, owner of Bank of Scotland](/resources/images/128x89/1x/12336109.jpg)
![Charlie Nunn is chief executive of Lloyds Banking Group, owner of Bank of Scotland](/resources/images/180x180/1x/12336109.jpg)
![More consumers turn to cash in cost-of-living crisis](/resources/images/128x89/1x/1956115.jpg)
![More consumers turn to cash in cost-of-living crisis](/resources/images/180x180/1x/1956115.jpg)
Business Briefing
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![Scottish Power mock-up](/resources/images/180x180/1x/12446610.jpg)
![The government wants people to get better returns from their pension and stay more engaged with their retirement pot](/resources/images/128x89/1x/12679733.jpg)
![The government wants people to get better returns from their pension and stay more engaged with their retirement pot](/resources/images/180x180/1x/12679733.jpg)
![A focus on robust governance and oversight, ethical guidelines, appropriate due diligence, and transparency is key as AI technology develops](/resources/images/128x89/1x/17887642.jpg)
![A focus on robust governance and oversight, ethical guidelines, appropriate due diligence, and transparency is key as AI technology develops](/resources/images/180x180/1x/17887642.jpg)
![Long-term investment planning helps manage risk](/resources/images/128x89/1x/18296943.jpg)
![Long-term investment planning helps manage risk](/resources/images/180x180/1x/18296943.jpg)
![Nvidia CEO Jensen Huang delivers the keynote presentation at the company's GPU Technology Conference in San Jose, California, in March](/resources/images/128x89/1x/18218026.jpg)
![Nvidia CEO Jensen Huang delivers the keynote presentation at the company's GPU Technology Conference in San Jose, California, in March](/resources/images/180x180/1x/18218026.jpg)
![The UK and Scottish governments need to work together to end the need for food banks](/resources/images/128x89/1x/16239928.jpg)
![The UK and Scottish governments need to work together to end the need for food banks](/resources/images/180x180/1x/16239928.jpg)
![Currys sees AI-powered tech as a driver of future growth](/resources/images/128x89/1x/18246190.jpg)
![Currys sees AI-powered tech as a driver of future growth](/resources/images/180x180/1x/18246190.jpg)
![Currys is a staple of the UK's high streets and retail parks](/resources/images/128x89/1x/17767086.jpg)
![Currys is a staple of the UK's high streets and retail parks](/resources/images/180x180/1x/17767086.jpg)
![Alexis Graham is a member of Shepherd and Wedderburn's private wealth and tax team, and has a particular expertise in charity law](/resources/images/128x89/1x/18230461.jpg)
![Alexis Graham is a member of Shepherd and Wedderburn's private wealth and tax team, and has a particular expertise in charity law](/resources/images/180x180/1x/18230461.jpg)
Sponsored
![The team at Green Home Systems can help you navigate the funding landscape and determine if you are eligible](/resources/images/128x89/1x/18138550.jpg)
![The team at Green Home Systems can help you navigate the funding landscape and determine if you are eligible](/resources/images/180x180/1x/18138550.jpg)
Sponsored
![Jensen Huang of Nvidia, whose AI 'superchips' are driving many of today’s software and scientific advances](/resources/images/128x89/1x/18218026.jpg)
![Jensen Huang of Nvidia, whose AI 'superchips' are driving many of today’s software and scientific advances](/resources/images/180x180/1x/18218026.jpg)
![Kate Forbes](/resources/images/128x89/1x/18218250.jpg)
![Kate Forbes](/resources/images/180x180/1x/18218250.jpg)
Exclusive
![Bank of England](/resources/images/128x89/1x/18212537.jpg)
![Bank of England](/resources/images/180x180/1x/18212537.jpg)
![NatWest Group is acquiring most of Sainsbury's Bank as the UK banking sector further consolidates](/resources/images/128x89/1x/17980609.jpg)
![NatWest Group is acquiring most of Sainsbury's Bank as the UK banking sector further consolidates](/resources/images/180x180/1x/17980609.jpg)
![NatWest is acquiring Sainsbury's Bank in a deal worth £2.5 billion](/resources/images/128x89/1x/17980609.jpg)
![NatWest is acquiring Sainsbury's Bank in a deal worth £2.5 billion](/resources/images/180x180/1x/17980609.jpg)
![There's a lot to consider when it comes to pensions](/resources/images/128x89/1x/18072770.jpg)
![There's a lot to consider when it comes to pensions](/resources/images/180x180/1x/18072770.jpg)
![David Duffy, chief executive of Virgin Money, has warned of 'headwinds'](/resources/images/128x89/1x/17068980.jpg)
![David Duffy, chief executive of Virgin Money, has warned of 'headwinds'](/resources/images/180x180/1x/17068980.jpg)
![The Virgin Money is the subject of a £2.9bn takeover by Nationwide](/resources/images/128x89/1x/17068376.jpg)
![The Virgin Money is the subject of a £2.9bn takeover by Nationwide](/resources/images/180x180/1x/17068376.jpg)
![Narendra Modi is set for his third-term as India's prime minister](/resources/images/128x89/1x/18169330.jpg)
![Narendra Modi is set for his third-term as India's prime minister](/resources/images/180x180/1x/18169330.jpg)
![Tynah Matembe](/resources/images/128x89/1x/18161087.jpg)
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Business HQ Monthly
![Energy efficiency specialist Green Home Systems (GHS) is ramping up its efforts to educate and empower homeowners by raising awareness of the options open to them](/resources/images/128x89/1x/18158335.jpg)
![Energy efficiency specialist Green Home Systems (GHS) is ramping up its efforts to educate and empower homeowners by raising awareness of the options open to them](/resources/images/180x180/1x/18158335.jpg)
Sponsored
![Many grants and subsidies available for those who want to make their homes more eco-friendly.](/resources/images/128x89/1x/18138548.jpg)
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![India’s general election concludes next week with the results expected on Tuesday](/resources/images/128x89/1x/18138426.jpg)
![India’s general election concludes next week with the results expected on Tuesday](/resources/images/180x180/1x/18138426.jpg)
![NatWest boss Paul Thwaite with chief financial officer Katie Murray](/resources/images/128x89/1x/18015914.jpg)
![NatWest boss Paul Thwaite with chief financial officer Katie Murray](/resources/images/180x180/1x/18015914.jpg)
BUSINESS INSIGHT
![Derek Money, Head of Sales in White Oak UK’s Glasgow office](/resources/images/128x89/1x/18135229.jpg)
![Derek Money, Head of Sales in White Oak UK’s Glasgow office](/resources/images/180x180/1x/18135229.jpg)
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![It's important to keep abreast of your pension plan](/resources/images/128x89/1x/11574225.jpg)
![It's important to keep abreast of your pension plan](/resources/images/180x180/1x/11574225.jpg)
![Ideal Home Show, Mr MoneyJar](/resources/images/128x89/1x/18114531.jpg)
![Ideal Home Show, Mr MoneyJar](/resources/images/180x180/1x/18114531.jpg)
![Tracey Davidson](/resources/images/128x89/1x/18109447.jpg)
![Tracey Davidson](/resources/images/180x180/1x/18109447.jpg)
![The asset manager is based in East Lothian](/resources/images/128x89/1x/12145917.jpg)
![The asset manager is based in East Lothian](/resources/images/180x180/1x/12145917.jpg)
![Finance Secretary Shona Robison announced the latest changes to income tax policy in Scotland at the Budget in December](/resources/images/128x89/1x/17392936.jpg)
![Finance Secretary Shona Robison announced the latest changes to income tax policy in Scotland at the Budget in December](/resources/images/180x180/1x/17392936.jpg)
![Household energy bills to hit lowest in more than two years](/resources/images/128x89/1x/18092704.jpg)
![Household energy bills to hit lowest in more than two years](/resources/images/180x180/1x/18092704.jpg)
![Home buyers 'gambling' as ultra-long mortgages go from niche to norm](/resources/images/128x89/1x/17252653.jpg)
![Home buyers 'gambling' as ultra-long mortgages go from niche to norm](/resources/images/180x180/1x/17252653.jpg)
![NatWest owns Royal Bank of Scotland](/resources/images/128x89/1x/13293683.jpg)
![NatWest owns Royal Bank of Scotland](/resources/images/180x180/1x/13293683.jpg)
![The UK Government is considering a 'pot for life' to help people manage their pension](/resources/images/128x89/1x/17756190.jpg)
![The UK Government is considering a 'pot for life' to help people manage their pension](/resources/images/180x180/1x/17756190.jpg)
![63-year-old retired Edinburgh man Raymond Young has won £500,000 in the National Lottery](/resources/images/128x89/1x/18059889.jpg)
![63-year-old retired Edinburgh man Raymond Young has won £500,000 in the National Lottery](/resources/images/180x180/1x/18059889.jpg)
![Retail in Scotland accounts for one-fifth of business rates and 4,000 shops saw £31 million added to their rates bills last month](/resources/images/128x89/1x/18040734.jpg)
![Retail in Scotland accounts for one-fifth of business rates and 4,000 shops saw £31 million added to their rates bills last month](/resources/images/180x180/1x/18040734.jpg)
![The US Treasury Building in Washington, DC](/resources/images/128x89/1x/17455865.jpg)
![The US Treasury Building in Washington, DC](/resources/images/180x180/1x/17455865.jpg)
![Consultancy owner Angela Prentner-Smith believes there are formidable barriers for new businesses](/resources/images/128x89/1x/13685303.jpg)
![Consultancy owner Angela Prentner-Smith believes there are formidable barriers for new businesses](/resources/images/180x180/1x/13685303.jpg)
Business HQ Monthly
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![Food insecurity fears for those unable to work - ‘Sick note’ rhetoric does not match reality](/resources/images/128x89/1x/18008076.jpg)
![Food insecurity fears for those unable to work - ‘Sick note’ rhetoric does not match reality](/resources/images/180x180/1x/18008076.jpg)
Exclusive
![Lee Halpin : Don't get caught out by the dawn of a new tax year](/resources/images/128x89/1x/18012864.jpg)
![Lee Halpin : Don't get caught out by the dawn of a new tax year](/resources/images/180x180/1x/18012864.jpg)
![Katie Murray, left, and Paul Thwaite](/resources/images/128x89/1x/18015914.jpg)
![Katie Murray, left, and Paul Thwaite](/resources/images/180x180/1x/18015914.jpg)
![NatWest was formally called Royal Bank of Scotland at parent group level](/resources/images/128x89/1x/17943021.jpg)
![NatWest was formally called Royal Bank of Scotland at parent group level](/resources/images/180x180/1x/17943021.jpg)
BUSINESS INSIGHT
![NatWest owns Royal Bank of Scotland](/resources/images/128x89/1x/13293683.jpg)
![NatWest owns Royal Bank of Scotland](/resources/images/180x180/1x/13293683.jpg)
Updated
![Stephen McGee](/resources/images/128x89/1x/18010869.jpg)
![Stephen McGee](/resources/images/180x180/1x/18010869.jpg)
![Paul Denton](/resources/images/128x89/1x/18012979.jpg)
![Paul Denton](/resources/images/180x180/1x/18012979.jpg)
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![abrdn](/resources/images/180x180/1x/17947919.jpg)
BUSINESS INSIGHT
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